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Underwriting |
The process of analyzing a borrower's capability
to honor repayment of a loan (evaluating his or her credit, assets, employment)
along with the value of the property being purchased, to help minimize the risk
involved for the party lending the purchase money |
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Unilateral contract |
A one-sided contract in which only one party is
legally under obligation by the terms of the contract; one party promises an
action to the second party, who is not legally required to respond, but if the
second part does comply, then the first party is obligated to honor the promise
made |
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Unsecured loan |
A loan that is not guaranteed by
collateral |
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Usury |
The act of charging more than the maximum rate
of interest permitted by law |
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| Q |
What is a "smart home"?
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| A |
A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies. |
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Jodi's Team
Coldwell Banker United Realtors
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Jodi MacHardy has been serving the Greater Ft. Hood Area as a realtor since 1994 and has consistenly been a multi-million dollar producer for Coldwell Banker United Realtors. She is designated as a Military Relocation Specialist, an Accredited Buyer's Representative, and a Certified Residential Relocation Specialist. In 1997, she was voted #1 Sales Agent with buyer's closed transactions within all three local Coldwell Banker offices.
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